im jealous

had to give megan from pd a copy of my infrastructure levy receipt so hopefuly things will start moving. went for a drive to our block noticed two blocks have had their slabs poured i was soooo jealous!!!! why cant that be us????): the land next to mine has been scrapped that block is for a pd prestige im told and two blocks down is a pd access. i guess the lifestyle range like mine is more popular thats why mines taking longer to get started. most of the houses in my street will be pd. i have shots of the land and heywood display in my camera and fone will have to download them here.

more news

havent been on for a couple of weeks reason being my old house settled 3rd so had to move out aug 1st . took five hrs to pack and unpack the truck, of cause i had removalists to do that but still i was buggard by the end of it. the truck was chockers. im glad im out no regrets.. now renting in a better area for at least 12 months till the house is built. not worrid just have to relax now and be patient with it all. so westpac finally got the loan docs correct and gave them my land title . i now offically own a block of land yippee. paid my infastructure levy $485 so my permit can be approved. i cant get over the ammount of fees costs charges i have laid out since i sold my house ...no wonder houses are so expensive. so anyway think that is it for now.

update on doc signing post

had a call from choice homes loans on friday it was my broker that made the mistake. he sent the wrong interest rate information to westpac consequently westpac prepared homeloan docs for the higher rate. so now the documents have to be redone but there is no worries about getting the cheaper rate. second mistake in their docs ...the docs were prepared as a land and construction loan should have only been a construction loan hence the reason for the $15.000 land transfer stamp duty they were going to slug us. im paying cash for my land at settlement and told them this numerous times. this huge mistake should have been picked up by my broker obviously they wernt double checking.

moving and loan document signing

moving next week to the rental house as existing house settles around that time. good bye old house.. kind of sad):. but thats life .. time to move on. not very happy today went to sign my loan approval documents .the broker has either made a big stuff up or the bank has put us on a different type of loan. not happy jan!!!. yes its pds choice home loans. they gave us a first option home loan rate at 7.49% with westapc. i find out that westpac has drawn up a loan contract for their rocket repay homeloan 7.67% which seems to have all the bells and whistles included but nearly a $400 fee a yr 4 the life of the loan. works out to be a total of $16 grand in fees by the time i pay the loan off. no thankyou... someones got this whole thing wrong i didnt sign the contracts told choice to negoiate the original quoted loan rate with westpac.

pd price rises

went looking at the display home today .pd have a new promotion going and they have lifted the price of their houses. im sooo lucky i i signed my contracts before they lifted their prices. my house has gone up by 6 grand or so. house and land packages you cant find much under 300 grand any more. their promotions i dont think are as good this time around. so ppl will have to find more money. also found pd have altered the design of their heywood range they have put a study on. reducing the size of the master bedroom. the ensuite is at the front of the house in line with the study... weird i reckon .

loan approval

july 18th 2007 got a call from choice home loans today. yippee.. our home loan has been approved.:))theres no stopping it now...

contract signing

had our contract signing with megan from pd .everything went well with a few added extras upgraded mortar, bricks extra phone and tv points power point on kitchen bench plus the extra five star rating costs added an extra 2 grand. the only error was a feature wall colour so everything else seems fine sooo far